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Comprehensive Local Credit Card Guide

Credit Cards in 58801 (Williston, ND)

Credit Card Debt in 58801

^ Average credit card debt in 58801 is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in 58801

^ Based on overall North Dakota data, the credit card delinquency rate in Williston is approximately 0.35%. [2]

Credit Scores in 58801

^ The average credit score in Williston is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Credit Card & Personal Finance Statistics in 58801

Credit Card Debt in 58801


  • 58801 Credit Card Debt
    • The estimated average credit card debt for 58801 residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 58801


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58801 Credit Scores


  • Credit Scores in 58801
    • Residents of 58801 (ND) have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More 58801 (Williston, ND) Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Cardholders in 58801 who are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 58801 [4]
    • 58801 (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 58801 (Williston, ND)

Recent credit card complaints originating from consumers in 58801, ND. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 58801

Complaint Issue Number of Complaints*
Improper use of your report 175
Incorrect information on your report 113
Problem with a company's investigation into an existing problem 53
Attempts to collect debt not owed 12
Problem with a credit reporting company's investigation 12
Other 63
* Total 2021 - 2024 (current)

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Additional information about North Dakota

About 58801

58801 is associated with the city of Williston, which is located in Williams County in the state of North Dakota. [6]

ND Credit Cards

58801 Credit Cards

For more information about 58801 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in North Dakota


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Cities in ND

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer financial complaints in 58801

6. ^ United States Census Bureau