Texas Credit Cards

Texas Credit Card Debt

• Credit Card Debt: TX vs. U.S.
• • Texas residents have average credit card debt of $5,173. ^[1]
  • The average credit card debt amount in Texas is 4% greater than the national average of $4,965.
  • TX ranks 14th in the nation in average credit card debt. ^[1]

Credit Card Delinquency in TX

• Cardholders that are more than 90 days late on credit card payments in Texas ^[2]
• • Texas ranks 20th in the nation with a credit card delinquency rate that is 4% greater than the national average of 0.57%.
  • Texas Rate: 0.59%
  • National Average: 0.57%
• Statute of limitations for credit card debt in Texas ^[4]
• • Texas: 4 years
  • U.S. Average: 5.4 years

Texas Credit Scores

• Credit Scores: TX vs. U.S.
• • Texas residents have an average credit score of 674. ^[3]
  • The average credit score for Texas residents is 3% less than the national average score of 696.
  • TX ranks 47th in the nation in average credit score. ^[3]

About Texas

The state of Texas has a population of approximately 25,145,561, ranking 2nd in the nation. ^[5]

More about Texas Credit Cards

For more information about Texas credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.