Comprehensive Local Credit Card Guide

Credit Cards in 22931 (Covesville, VA)

Credit Card Debt in 22931

^ Average credit card debt in 22931 is approximately $5,329, based on overall Virginia data. ^[1]

Credit Card Delinquency in 22931

^ Based on overall Virginia data, the credit card delinquency rate in Covesville is approximately 0.53%. ^[2]

Credit Scores in 22931

^ The average credit score in Covesville is approximately 701, based on collective Virginia data. ^[3]

Credit Card & Personal Finance Statistics in 22931

Credit Card Debt in 22931

22931 Credit Card Debt
- The estimated average credit card debt for 22931 residents is $5,329. ^[1]
- Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 22931

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22931 Credit Scores

Credit Scores in 22931
- Residents of 22931 (VA) have an estimated average credit score of 701. ^[3]
- The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. ^[3]

More 22931 (Covesville, VA) Credit Stats

Credit card delinquency rates in Virginia ^[2]
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.

Cardholders in 22931 who are more than 90 days late on payments
- Virginia Rate: 0.53%
- National Average: 0.57%

Statute of limitations for credit card debt in 22931 ^[4]
- 22931 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 22931 (Covesville, VA)

Recent credit card complaints originating from consumers in 22931, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 22931

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about Virginia

About 22931

22931 is associated with the city of Covesville, which is located in Albemarle County in the state of Virginia. ^[6]

22931 Credit Cards

For more information about 22931 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Virginia

Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau