Credit Card & Personal Finance Statistics in 35058
Credit Card Debt in 35058
- 35058 Credit Card Debt
-
- The estimated average credit card debt for 35058 residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 35058
35058 Credit Scores
- Credit Scores in 35058
-
- Residents of 35058 (AL) have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More 35058 (Cullman, AL) Credit Stats
- Credit card delinquency rates in Alabama [2]
-
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Cardholders in 35058 who are more than 90 days late on payments
-
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in 35058 [4]
-
- 35058 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 35058 (Cullman, AL)
Recent credit card complaints originating from consumers in 35058, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 35058
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
3 |
| Improper use of your report |
2 |
| Problem with a lender or other company charging your account |
1 |
| Problem with a purchase shown on your statement |
1 |
* Total 2021 - 2024 (current)
Additional information about Alabama
About 35058
35058 is associated with the city of Cullman, which is located in Cullman County in the state of Alabama. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Alabama
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
