Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 35981 (Ider, AL)

Credit Card Debt in 35981

^ Average credit card debt in 35981 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 35981

^ Based on overall Alabama data, the credit card delinquency rate in Ider is approximately 0.77%. [2]

Credit Scores in 35981

^ The average credit score in Ider is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 35981

Credit Card Debt in 35981

  • 35981 Credit Card Debt
    • The estimated average credit card debt for 35981 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 35981

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

35981 Credit Scores

  • Credit Scores in 35981
    • Residents of 35981 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 35981 (Ider, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 35981 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 35981 [4]
    • 35981 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 35981 (Ider, AL)

Recent credit card complaints originating from consumers in 35981, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 35981

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 11
Incorrect information on your report 2
Problem with a purchase or transfer 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Alabama

About 35981

35981 is associated with the city of Ider, which is located in DeKalb County in the state of Alabama. [6]

AL Credit Cards

35981 Credit Cards

For more information about 35981 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Alabama


Cities in AL


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 35981

6. ^ United States Census Bureau