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Comprehensive Local Credit Card Guide

Credit Cards in 35112 (Margaret, AL)

Credit Card Debt in 35112

^ Average credit card debt in 35112 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 35112

^ Based on overall Alabama data, the credit card delinquency rate in Margaret is approximately 0.77%. [2]

Credit Scores in 35112

^ The average credit score in Margaret is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 35112

Credit Card Debt in 35112


  • 35112 Credit Card Debt
    • The estimated average credit card debt for 35112 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 35112


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35112 Credit Scores


  • Credit Scores in 35112
    • Residents of 35112 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 35112 (Margaret, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 35112 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 35112 [4]
    • 35112 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 35112 (Margaret, AL)

Recent credit card complaints originating from consumers in 35112, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 35112

Complaint Issue Number of Complaints*
Incorrect information on your report 2
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 35112

35112 is associated with the city of Margaret, which is located in St. Clair County in the state of Alabama. [6]

AL Credit Cards

35112 Credit Cards

For more information about 35112 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 35112

6. ^ United States Census Bureau