Comprehensive Local Credit Card Guide

Credit Cards in 35462 (Eutaw, AL)

Credit Card Debt in 35462

^ Average credit card debt in 35462 is approximately $4,817, based on overall Alabama data. ^[1]

Credit Card Delinquency in 35462

^ Based on overall Alabama data, the credit card delinquency rate in Eutaw is approximately 0.77%. ^[2]

Credit Scores in 35462

^ The average credit score in Eutaw is approximately 675, based on collective Alabama data. ^[3]

Credit Card & Personal Finance Statistics in 35462

Credit Card Debt in 35462

35462 Credit Card Debt
- The estimated average credit card debt for 35462 residents is $4,817. ^[1]
- Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 35462

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35462 Credit Scores

Credit Scores in 35462
- Residents of 35462 (AL) have an estimated average credit score of 675. ^[3]
- The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. ^[3]

More 35462 (Eutaw, AL) Credit Stats

Credit card delinquency rates in Alabama ^[2]
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.

Cardholders in 35462 who are more than 90 days late on payments
- Alabama Rate: 0.77%
- National Average: 0.57%

Statute of limitations for credit card debt in 35462 ^[4]
- 35462 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 35462 (Eutaw, AL)

Recent credit card complaints originating from consumers in 35462, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 35462

Complaint Issue	Number of Complaints*
Incorrect information on your report	273
Improper use of your report	20
Problem with a company's investigation into an existing problem	13
Problem getting a card or closing an account	2
Problem with a credit reporting company's investigation	2
Other	7

* Total 2021 - 2024 (current)

Additional information about Alabama

About 35462

35462 is associated with the city of Eutaw, which is located in Greene County in the state of Alabama. ^[6]

35462 Credit Cards

For more information about 35462 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Alabama

Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 35462

6. ^ United States Census Bureau