Credit Card & Personal Finance Statistics in 35643
Credit Card Debt in 35643
- 35643 Credit Card Debt
-
- The estimated average credit card debt for 35643 residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 35643
35643 Credit Scores
- Credit Scores in 35643
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- Residents of 35643 (AL) have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More 35643 (Hillsboro, AL) Credit Stats
- Credit card delinquency rates in Alabama [2]
-
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Cardholders in 35643 who are more than 90 days late on payments
-
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in 35643 [4]
-
- 35643 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 35643 (Hillsboro, AL)
Recent credit card complaints originating from consumers in 35643, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 35643
Complaint Issue |
Number of Complaints* |
Improper use of your report |
30 |
Problem with a company's investigation into an existing problem |
24 |
Incorrect information on your report |
21 |
Problem with a credit reporting company's investigation |
4 |
* Total 2021 - 2024 (current)
Additional information about Alabama
About 35643
35643 is associated with the city of Hillsboro, which is located in Lawrence County in the state of Alabama. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Alabama
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax