Comprehensive Local Credit Card Guide

Credit Cards in 35773 (Toney, AL)

Credit Card Debt in 35773

^ Average credit card debt in 35773 is approximately $4,817, based on overall Alabama data. ^[1]

Credit Card Delinquency in 35773

^ Based on overall Alabama data, the credit card delinquency rate in Toney is approximately 0.77%. ^[2]

Credit Scores in 35773

^ The average credit score in Toney is approximately 675, based on collective Alabama data. ^[3]

Credit Card & Personal Finance Statistics in 35773

Credit Card Debt in 35773

35773 Credit Card Debt
- The estimated average credit card debt for 35773 residents is $4,817. ^[1]
- Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 35773

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35773 Credit Scores

Credit Scores in 35773
- Residents of 35773 (AL) have an estimated average credit score of 675. ^[3]
- The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. ^[3]

More 35773 (Toney, AL) Credit Stats

Credit card delinquency rates in Alabama ^[2]
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.

Cardholders in 35773 who are more than 90 days late on payments
- Alabama Rate: 0.77%
- National Average: 0.57%

Statute of limitations for credit card debt in 35773 ^[4]
- 35773 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 35773 (Toney, AL)

Recent credit card complaints originating from consumers in 35773, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 35773

Complaint Issue	Number of Complaints*
Improper use of your report	71
Incorrect information on your report	24
Problem with a company's investigation into an existing problem	7
Communication tactics	1
Credit monitoring or identity theft protection services	1
Other	4

* Total 2021 - 2024 (current)

Additional information about Alabama

About 35773

35773 is associated with the city of Toney, which is located in Madison County in the state of Alabama. ^[6]

35773 Credit Cards

For more information about 35773 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Alabama

Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 35773

6. ^ United States Census Bureau