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Comprehensive Local Credit Card Guide

Credit Cards in 35963 (Dawson, AL)

Credit Card Debt in 35963

^ Average credit card debt in 35963 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 35963

^ Based on overall Alabama data, the credit card delinquency rate in Dawson is approximately 0.77%. [2]

Credit Scores in 35963

^ The average credit score in Dawson is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 35963

Credit Card Debt in 35963


  • 35963 Credit Card Debt
    • The estimated average credit card debt for 35963 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 35963


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35963 Credit Scores


  • Credit Scores in 35963
    • Residents of 35963 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 35963 (Dawson, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 35963 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 35963 [4]
    • 35963 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 35963 (Dawson, AL)

Recent credit card complaints originating from consumers in 35963, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 35963

Complaint Issue Number of Complaints*
Improper use of your report 3
Attempts to collect debt not owed 1
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 35963

35963 is associated with the city of Dawson, which is located in DeKalb County in the state of Alabama. [6]

AL Credit Cards

35963 Credit Cards

For more information about 35963 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 35963

6. ^ United States Census Bureau