Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 36921 (Toxey, AL)

Credit Card Debt in 36921

^ Average credit card debt in 36921 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36921

^ Based on overall Alabama data, the credit card delinquency rate in Toxey is approximately 0.77%. [2]

Credit Scores in 36921

^ The average credit score in Toxey is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36921

Credit Card Debt in 36921


  • 36921 Credit Card Debt
    • The estimated average credit card debt for 36921 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36921


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


36921 Credit Scores


  • Credit Scores in 36921
    • Residents of 36921 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36921 (Toxey, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36921 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36921 [4]
    • 36921 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 36921 (Toxey, AL)

Recent credit card complaints originating from consumers in 36921, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 36921

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 6
Improper use of your report 4
Incorrect information on your report 3
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Alabama

About 36921

36921 is associated with the city of Toxey, which is located in Choctaw County in the state of Alabama. [6]

AL Credit Cards

36921 Credit Cards

For more information about 36921 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Alabama


Go

Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 36921

6. ^ United States Census Bureau