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Comprehensive Local Credit Card Guide

Credit Cards in 85204 (Mesa, AZ)

Credit Card Debt in 85204

^ Average credit card debt in 85204 is approximately $5,011, based on overall Arizona data. [1]

Credit Card Delinquency in 85204

^ Based on overall Arizona data, the credit card delinquency rate in Mesa is approximately 0.56%. [2]

Credit Scores in 85204

^ The average credit score in Mesa is approximately 691, based on collective Arizona data. [3]

AZ Credit Cards

Credit Card & Personal Finance Statistics in 85204

Credit Card Debt in 85204


  • 85204 Credit Card Debt
    • The estimated average credit card debt for 85204 residents is $5,011. [1]
    • Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
    • Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 85204


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85204 Credit Scores


  • Credit Scores in 85204
    • Residents of 85204 (AZ) have an estimated average credit score of 691. [3]
    • The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
    • Arizona collectively ranks 35th in the U.S. in average credit score of residents. [3]

More 85204 (Mesa, AZ) Credit Stats

  • Credit card delinquency rates in Arizona [2]
    • Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 85204 who are more than 90 days late on payments
    • Arizona Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 85204 [4]
    • 85204 (Arizona) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 85204 (Mesa, AZ)

Recent credit card complaints originating from consumers in 85204, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 85204

Complaint Issue Number of Complaints*
Incorrect information on your report 247
Improper use of your report 96
Problem with a credit reporting company's investigation 63
Problem with a company's investigation into an existing problem 45
Attempts to collect debt not owed 28
Other 129
* Total 2021 - 2024 (current)

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Additional information about Arizona

About 85204

85204 is associated with the city of Mesa, which is located in Maricopa County in the state of Arizona. [6]

AZ Credit Cards

85204 Credit Cards

For more information about 85204 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Arizona


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Cities in AZ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer financial complaints in 85204

6. ^ United States Census Bureau

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