Comprehensive Local Credit Card Guide

Credit Cards in 85323 (Avondale, AZ)

Credit Card Debt in 85323

^ Average credit card debt in 85323 is approximately $5,011, based on overall Arizona data. ^[1]

Credit Card Delinquency in 85323

^ Based on overall Arizona data, the credit card delinquency rate in Avondale is approximately 0.56%. ^[2]

Credit Scores in 85323

^ The average credit score in Avondale is approximately 691, based on collective Arizona data. ^[3]

Credit Card & Personal Finance Statistics in 85323

Credit Card Debt in 85323

85323 Credit Card Debt
- The estimated average credit card debt for 85323 residents is $5,011. ^[1]
- Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
- Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 85323

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85323 Credit Scores

Credit Scores in 85323
- Residents of 85323 (AZ) have an estimated average credit score of 691. ^[3]
- The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
- Arizona collectively ranks 35th in the U.S. in average credit score of residents. ^[3]

More 85323 (Avondale, AZ) Credit Stats

Credit card delinquency rates in Arizona ^[2]
- Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 85323 who are more than 90 days late on payments
- Arizona Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 85323 ^[4]
- 85323 (Arizona) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 85323 (Avondale, AZ)

Recent credit card complaints originating from consumers in 85323, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 85323

Complaint Issue	Number of Complaints*
Incorrect information on your report	268
Improper use of your report	221
Problem with a credit reporting company's investigation	129
Problem with a company's investigation into an existing problem	61
Attempts to collect debt not owed	47
Other	95

* Total 2021 - 2024 (current)

Additional information about Arizona

About 85323

85323 is associated with the city of Avondale, which is located in Maricopa County in the state of Arizona. ^[6]

85323 Credit Cards

For more information about 85323 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Arizona

Cities in AZ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau