Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 85332 (Congress, AZ)

Credit Card Debt in 85332

^ Average credit card debt in 85332 is approximately $5,011, based on overall Arizona data. [1]

Credit Card Delinquency in 85332

^ Based on overall Arizona data, the credit card delinquency rate in Congress is approximately 0.56%. [2]

Credit Scores in 85332

^ The average credit score in Congress is approximately 691, based on collective Arizona data. [3]

AZ Credit Cards

Credit Card & Personal Finance Statistics in 85332

Credit Card Debt in 85332


  • 85332 Credit Card Debt
    • The estimated average credit card debt for 85332 residents is $5,011. [1]
    • Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
    • Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 85332


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


85332 Credit Scores


  • Credit Scores in 85332
    • Residents of 85332 (AZ) have an estimated average credit score of 691. [3]
    • The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
    • Arizona collectively ranks 35th in the U.S. in average credit score of residents. [3]

More 85332 (Congress, AZ) Credit Stats

  • Credit card delinquency rates in Arizona [2]
    • Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 85332 who are more than 90 days late on payments
    • Arizona Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 85332 [4]
    • 85332 (Arizona) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 85332 (Congress, AZ)

Recent credit card complaints originating from consumers in 85332, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 85332

Complaint Issue Number of Complaints*
Unable to get your credit report or credit score 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Arizona

About 85332

85332 is associated with the city of Congress, which is located in Yavapai County in the state of Arizona. [6]

AZ Credit Cards

85332 Credit Cards

For more information about 85332 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Arizona


Go

Cities in AZ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer financial complaints in 85332

6. ^ United States Census Bureau