Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 86406 (Lake Havasu City, AZ)

Credit Card Debt in 86406

^ Average credit card debt in 86406 is approximately $5,011, based on overall Arizona data. [1]

Credit Card Delinquency in 86406

^ Based on overall Arizona data, the credit card delinquency rate in Lake Havasu City is approximately 0.56%. [2]

Credit Scores in 86406

^ The average credit score in Lake Havasu City is approximately 691, based on collective Arizona data. [3]

AZ Credit Cards

Credit Card & Personal Finance Statistics in 86406

Credit Card Debt in 86406


  • 86406 Credit Card Debt
    • The estimated average credit card debt for 86406 residents is $5,011. [1]
    • Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
    • Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 86406


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


86406 Credit Scores


  • Credit Scores in 86406
    • Residents of 86406 (AZ) have an estimated average credit score of 691. [3]
    • The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
    • Arizona collectively ranks 35th in the U.S. in average credit score of residents. [3]

More 86406 (Lake Havasu City, AZ) Credit Stats

  • Credit card delinquency rates in Arizona [2]
    • Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 86406 who are more than 90 days late on payments
    • Arizona Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 86406 [4]
    • 86406 (Arizona) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 86406 (Lake Havasu City, AZ)

Recent credit card complaints originating from consumers in 86406, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 86406

Complaint Issue Number of Complaints*
Improper use of your report 18
Incorrect information on your report 15
Managing an account 5
Problem with a company's investigation into an existing problem 4
Closing on a mortgage 3
Other 20
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Arizona

About 86406

86406 is associated with the city of Lake Havasu City, which is located in Mohave County in the state of Arizona. [6]

AZ Credit Cards

86406 Credit Cards

For more information about 86406 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Arizona


Go

Cities in AZ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer financial complaints in 86406

6. ^ United States Census Bureau