Comprehensive Local Credit Card Guide

Credit Cards in 71601 (Pine Bluff, AR)

Credit Card Debt in 71601

^ Average credit card debt in 71601 is approximately $4,535, based on overall Arkansas data. ^[1]

Credit Card Delinquency in 71601

^ Based on overall Arkansas data, the credit card delinquency rate in Pine Bluff is approximately 0.76%. ^[2]

Credit Scores in 71601

^ The average credit score in Pine Bluff is approximately 683, based on collective Arkansas data. ^[3]

Credit Card & Personal Finance Statistics in 71601

Credit Card Debt in 71601

71601 Credit Card Debt
- The estimated average credit card debt for 71601 residents is $4,535. ^[1]
- Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
- Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 71601

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71601 Credit Scores

Credit Scores in 71601
- Residents of 71601 (AR) have an estimated average credit score of 683. ^[3]
- The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
- Arkansas collectively ranks 40th in the U.S. in average credit score of residents. ^[3]

More 71601 (Pine Bluff, AR) Credit Stats

Credit card delinquency rates in Arkansas ^[2]
- Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 71601 who are more than 90 days late on payments
- Arkansas Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 71601 ^[4]
- 71601 (Arkansas) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 71601 (Pine Bluff, AR)

Recent credit card complaints originating from consumers in 71601, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 71601

Complaint Issue	Number of Complaints*
Incorrect information on your report	106
Improper use of your report	74
Problem with a credit reporting company's investigation	35
Problem with a company's investigation into an existing problem	18
Attempts to collect debt not owed	3
Other	6

* Total 2021 - 2024 (current)

Additional information about Arkansas

About 71601

71601 is associated with the city of Pine Bluff, which is located in Jefferson County in the state of Arkansas. ^[6]

71601 Credit Cards

For more information about 71601 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Arkansas

Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 71601

6. ^ United States Census Bureau