Comprehensive Local Credit Card Guide

Credit Cards in 71602 (White Hall, AR)

Credit Card Debt in 71602

^ Average credit card debt in 71602 is approximately $4,535, based on overall Arkansas data. ^[1]

Credit Card Delinquency in 71602

^ Based on overall Arkansas data, the credit card delinquency rate in White Hall is approximately 0.76%. ^[2]

Credit Scores in 71602

^ The average credit score in White Hall is approximately 683, based on collective Arkansas data. ^[3]

Credit Card & Personal Finance Statistics in 71602

Credit Card Debt in 71602

71602 Credit Card Debt
- The estimated average credit card debt for 71602 residents is $4,535. ^[1]
- Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
- Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 71602

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71602 Credit Scores

Credit Scores in 71602
- Residents of 71602 (AR) have an estimated average credit score of 683. ^[3]
- The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
- Arkansas collectively ranks 40th in the U.S. in average credit score of residents. ^[3]

More 71602 (White Hall, AR) Credit Stats

Credit card delinquency rates in Arkansas ^[2]
- Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 71602 who are more than 90 days late on payments
- Arkansas Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 71602 ^[4]
- 71602 (Arkansas) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 71602 (White Hall, AR)

Recent credit card complaints originating from consumers in 71602, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 71602

Complaint Issue	Number of Complaints*
Incorrect information on your report	34
Improper use of your report	25
Problem with a credit reporting company's investigation	24
Problem with a company's investigation into an existing problem	8
Written notification about debt	4
Other	5

* Total 2021 - 2024 (current)

Additional information about Arkansas

About 71602

71602 is associated with the city of White Hall, which is located in Jefferson County in the state of Arkansas. ^[6]

71602 Credit Cards

For more information about 71602 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Arkansas

Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 71602

6. ^ United States Census Bureau