Comprehensive Local Credit Card Guide

Credit Cards in 71854 (Texarkana, AR)

Credit Card Debt in 71854

^ Average credit card debt in 71854 is approximately $4,535, based on overall Arkansas data. ^[1]

Credit Card Delinquency in 71854

^ Based on overall Arkansas data, the credit card delinquency rate in Texarkana is approximately 0.76%. ^[2]

Credit Scores in 71854

^ The average credit score in Texarkana is approximately 683, based on collective Arkansas data. ^[3]

Credit Card & Personal Finance Statistics in 71854

Credit Card Debt in 71854

71854 Credit Card Debt
- The estimated average credit card debt for 71854 residents is $4,535. ^[1]
- Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
- Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 71854

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71854 Credit Scores

Credit Scores in 71854
- Residents of 71854 (AR) have an estimated average credit score of 683. ^[3]
- The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
- Arkansas collectively ranks 40th in the U.S. in average credit score of residents. ^[3]

More 71854 (Texarkana, AR) Credit Stats

Credit card delinquency rates in Arkansas ^[2]
- Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 71854 who are more than 90 days late on payments
- Arkansas Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 71854 ^[4]
- 71854 (Arkansas) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 71854 (Texarkana, AR)

Recent credit card complaints originating from consumers in 71854, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 71854

Complaint Issue	Number of Complaints*
Improper use of your report	123
Incorrect information on your report	68
Problem with a credit reporting company's investigation	38
Problem with a company's investigation into an existing problem	17
Attempts to collect debt not owed	9
Other	40

* Total 2021 - 2024 (current)

Additional information about Arkansas

About 71854

71854 is associated with the city of Texarkana, which is located in Miller County in the state of Arkansas. ^[6]

71854 Credit Cards

For more information about 71854 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Arkansas

Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 71854

6. ^ United States Census Bureau