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Comprehensive Local Credit Card Guide

Credit Cards in 71909 (Hot Springs Village, AR)

Credit Card Debt in 71909

^ Average credit card debt in 71909 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 71909

^ Based on overall Arkansas data, the credit card delinquency rate in Hot Springs Village is approximately 0.76%. [2]

Credit Scores in 71909

^ The average credit score in Hot Springs Village is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Credit Card & Personal Finance Statistics in 71909

Credit Card Debt in 71909


  • 71909 Credit Card Debt
    • The estimated average credit card debt for 71909 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71909


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71909 Credit Scores


  • Credit Scores in 71909
    • Residents of 71909 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 71909 (Hot Springs Village, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71909 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71909 [4]
    • 71909 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71909 (Hot Springs Village, AR)

Recent credit card complaints originating from consumers in 71909, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?

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Additional information about Arkansas

About 71909

71909 is associated with the city of Hot Springs Village, which is located in Garland County in the state of Arkansas. [6]

AR Credit Cards

71909 Credit Cards

For more information about 71909 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Arkansas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau