Comprehensive Local Credit Card Guide

Credit Cards in 72141 (Scotland, AR)

Credit Card Debt in 72141

^ Average credit card debt in 72141 is approximately $4,535, based on overall Arkansas data. ^[1]

Credit Card Delinquency in 72141

^ Based on overall Arkansas data, the credit card delinquency rate in Scotland is approximately 0.76%. ^[2]

Credit Scores in 72141

^ The average credit score in Scotland is approximately 683, based on collective Arkansas data. ^[3]

Credit Card & Personal Finance Statistics in 72141

Credit Card Debt in 72141

72141 Credit Card Debt
- The estimated average credit card debt for 72141 residents is $4,535. ^[1]
- Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
- Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 72141

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72141 Credit Scores

Credit Scores in 72141
- Residents of 72141 (AR) have an estimated average credit score of 683. ^[3]
- The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
- Arkansas collectively ranks 40th in the U.S. in average credit score of residents. ^[3]

More 72141 (Scotland, AR) Credit Stats

Credit card delinquency rates in Arkansas ^[2]
- Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 72141 who are more than 90 days late on payments
- Arkansas Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 72141 ^[4]
- 72141 (Arkansas) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 72141 (Scotland, AR)

Recent credit card complaints originating from consumers in 72141, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 72141

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about Arkansas

About 72141

72141 is associated with the city of Scotland, which is located in Van Buren County in the state of Arkansas. ^[6]

72141 Credit Cards

For more information about 72141 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Arkansas

Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau