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Comprehensive Local Credit Card Guide

Credit Cards in 72221 (Little Rock, AR)

Credit Card Debt in 72221

^ Average credit card debt in 72221 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 72221

^ Based on overall Arkansas data, the credit card delinquency rate in Little Rock is approximately 0.76%. [2]

Credit Scores in 72221

^ The average credit score in Little Rock is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Credit Card & Personal Finance Statistics in 72221

Credit Card Debt in 72221


  • 72221 Credit Card Debt
    • The estimated average credit card debt for 72221 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 72221


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72221 Credit Scores


  • Credit Scores in 72221
    • Residents of 72221 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 72221 (Little Rock, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 72221 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 72221 [4]
    • 72221 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 72221 (Little Rock, AR)

Recent credit card complaints originating from consumers in 72221, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 72221

Complaint Issue Number of Complaints*
Incorrect information on your report 11
Attempts to collect debt not owed 6
Improper use of your report 5
False statements or representation 1
Struggling to pay your loan 1
* Total 2021 - 2024 (current)

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Additional information about Arkansas

About 72221

72221 is associated with the city of Little Rock, which is located in Pulaski County in the state of Arkansas. [6]

AR Credit Cards

72221 Credit Cards

For more information about 72221 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Arkansas


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Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 72221

6. ^ United States Census Bureau