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Comprehensive Local Credit Card Guide

Credit Cards in 72223 (Little Rock, AR)

Credit Card Debt in 72223

^ Average credit card debt in 72223 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 72223

^ Based on overall Arkansas data, the credit card delinquency rate in Little Rock is approximately 0.76%. [2]

Credit Scores in 72223

^ The average credit score in Little Rock is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Credit Card & Personal Finance Statistics in 72223

Credit Card Debt in 72223


  • 72223 Credit Card Debt
    • The estimated average credit card debt for 72223 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 72223


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72223 Credit Scores


  • Credit Scores in 72223
    • Residents of 72223 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 72223 (Little Rock, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 72223 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 72223 [4]
    • 72223 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 72223 (Little Rock, AR)

Recent credit card complaints originating from consumers in 72223, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
May 28, 2015
72223
Customer service / Customer relations
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Oct 21, 2014
72223
Balance transfer
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Jan 31, 2015
72223
Identity theft / Fraud / Embezzlement
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No
Mar 16, 2015
72223
Other
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Nov 12, 2013
72223
Credit card protection / Debt protection
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Dec 16, 2013
72223
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No

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Local financial institutions in or near 72223

Banks in or near 72223 (Little Rock, AR)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 72223 produced no matches.

ATMs in or near 72223 (Little Rock, AR)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 72223 produced no matches.

Credit Unions in or near 72223 (Little Rock, AR)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 72223 produced no matches.

Household Income Statistics in 72223

Income: 72223 vs. Arkansas

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Income Breakdown in 72223

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Income: 72223 vs. Nation

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Additional information about Arkansas

About 72223

72223 is associated with the city of Little Rock, which is located in Pulaski County in the state of Arkansas. [6]

AR Credit Cards

72223 Credit Cards

For more information about 72223 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Arkansas


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Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau