Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 72745 (Lowell, AR)

Credit Card Debt in 72745

^ Average credit card debt in 72745 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 72745

^ Based on overall Arkansas data, the credit card delinquency rate in Lowell is approximately 0.76%. [2]

Credit Scores in 72745

^ The average credit score in Lowell is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Credit Card & Personal Finance Statistics in 72745

Credit Card Debt in 72745


  • 72745 Credit Card Debt
    • The estimated average credit card debt for 72745 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 72745


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


72745 Credit Scores


  • Credit Scores in 72745
    • Residents of 72745 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 72745 (Lowell, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 72745 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 72745 [4]
    • 72745 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 72745 (Lowell, AR)

Recent credit card complaints originating from consumers in 72745, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 72745

Complaint Issue Number of Complaints*
Problem with a company's investigation into an existing problem 25
Improper use of your report 6
Incorrect information on your report 3
Confusing or missing disclosures 1
Getting a credit card 1
Other 4
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Arkansas

About 72745

72745 is associated with the city of Lowell, which is located in Benton County in the state of Arkansas. [6]

AR Credit Cards

72745 Credit Cards

For more information about 72745 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Arkansas


Go

Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 72745

6. ^ United States Census Bureau