Comprehensive Local Credit Card Guide

Credit Cards in 90804 (Long Beach, CA)

Credit Card Debt in 90804

^ Average credit card debt in 90804 is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in 90804

^ Based on overall California data, the credit card delinquency rate in Long Beach is approximately 0.5%. ^[2]

Credit Scores in 90804

^ The average credit score in Long Beach is approximately 701, based on collective California data. ^[3]

Credit Card & Personal Finance Statistics in 90804

Credit Card Debt in 90804

90804 Credit Card Debt
- The estimated average credit card debt for 90804 residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 90804

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90804 Credit Scores

Credit Scores in 90804
- Residents of 90804 (CA) have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More 90804 (Long Beach, CA) Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Cardholders in 90804 who are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in 90804 ^[4]
- 90804 (California) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 90804 (Long Beach, CA)

Recent credit card complaints originating from consumers in 90804, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 90804

Complaint Issue	Number of Complaints*
Incorrect information on your report	277
Improper use of your report	178
Problem with a company's investigation into an existing problem	94
Problem with a credit reporting company's investigation	91
Attempts to collect debt not owed	34
Other	151

* Total 2021 - 2024 (current)

Additional information about California

About 90804

90804 is associated with the city of Long Beach, which is located in Los Angeles County in the state of California. ^[6]

90804 Credit Cards

For more information about 90804 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in California

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 90804

6. ^ United States Census Bureau