Comprehensive Local Credit Card Guide

Credit Cards in 95015 (Cupertino, CA)

Credit Card Debt in 95015

^ Average credit card debt in 95015 is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in 95015

^ Based on overall California data, the credit card delinquency rate in Cupertino is approximately 0.5%. ^[2]

Credit Scores in 95015

^ The average credit score in Cupertino is approximately 701, based on collective California data. ^[3]

Credit Card & Personal Finance Statistics in 95015

Credit Card Debt in 95015

95015 Credit Card Debt
- The estimated average credit card debt for 95015 residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 95015

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

95015 Credit Scores

Credit Scores in 95015
- Residents of 95015 (CA) have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More 95015 (Cupertino, CA) Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Cardholders in 95015 who are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in 95015 ^[4]
- 95015 (California) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 95015 (Cupertino, CA)

Recent credit card complaints originating from consumers in 95015, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 95015

Complaint Issue	Number of Complaints*
Incorrect information on your report	3
Problem with a credit reporting company's investigation	2
Fraud or scam	1
Took or threatened to take negative or legal action	1

* Total 2021 - 2024 (current)

Additional information about California

About 95015

95015 is associated with the city of Cupertino, which is located in Santa Clara County in the state of California. ^[6]

95015 Credit Cards

For more information about 95015 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in California

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau