California Credit Cards

California Credit Card Debt

• Credit Card Debt: CA vs. U.S.
• • California residents have average credit card debt of $4,937. ^[1]
  • The average credit card debt amount in California is 1% less than the national average of $4,965.
  • CA ranks 21st in the nation in average credit card debt. ^[1]

Credit Card Delinquency in CA

• Cardholders that are more than 90 days late on credit card payments in California ^[2]
• • California ranks 34th in the nation with a credit card delinquency rate that is 12% less than the national average of 0.57%.
  • California Rate: 0.5%
  • National Average: 0.57%
• Statute of limitations for credit card debt in California ^[4]
• • California: 4 years
  • U.S. Average: 5.4 years

California Credit Scores

• Credit Scores: CA vs. U.S.
• • California residents have an average credit score of 701. ^[3]
  • The average credit score for California residents is 1% greater than the national average score of 696.
  • CA ranks 27th in the nation in average credit score. ^[3]

About California

The state of California has a population of approximately 37,253,956, ranking 1st in the nation. ^[5]

More about California Credit Cards

For more information about California credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.