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Comprehensive Local Credit Card Guide

Credit Cards in 92068 (San Luis Rey, CA)

Credit Card Debt in 92068

^ Average credit card debt in 92068 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 92068

^ Based on overall California data, the credit card delinquency rate in San Luis Rey is approximately 0.5%. [2]

Credit Scores in 92068

^ The average credit score in San Luis Rey is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 92068

Credit Card Debt in 92068


  • 92068 Credit Card Debt
    • The estimated average credit card debt for 92068 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 92068


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92068 Credit Scores


  • Credit Scores in 92068
    • Residents of 92068 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 92068 (San Luis Rey, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 92068 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 92068 [4]
    • 92068 (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 92068 (San Luis Rey, CA)

Recent credit card complaints originating from consumers in 92068, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 92068

Complaint Issue Number of Complaints*
Incorrect information on your report 6
Improper use of your report 2
Problem with a credit reporting company's investigation 1
Took or threatened to take negative or legal action 1
Trouble using the card 1
* Total 2021 - 2024 (current)

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Additional information about California

About 92068

92068 is associated with the city of San Luis Rey, which is located in San Diego County in the state of California. [6]

CA Credit Cards

92068 Credit Cards

For more information about 92068 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 92068

6. ^ United States Census Bureau