Credit Card & Personal Finance Statistics in 92688
Credit Card Debt in 92688
- 92688 Credit Card Debt
-
- The estimated average credit card debt for 92688 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 92688
92688 Credit Scores
- Credit Scores in 92688
-
- Residents of 92688 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 92688 (Rancho Santa Margarita, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 92688 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 92688 [4]
-
- 92688 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 92688 (Rancho Santa Margarita, CA)
Recent credit card complaints originating from consumers in 92688, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 92688
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
173 |
| Improper use of your report |
62 |
| Managing an account |
13 |
| Other features, terms, or problems |
10 |
| Problem with a credit reporting company's investigation |
9 |
| Other |
109 |
* Total 2021 - 2024 (current)
Additional information about California
About 92688
92688 is associated with the city of Rancho Santa Margarita, which is located in Orange County in the state of California. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
