Credit Card & Personal Finance Statistics in 93040
Credit Card Debt in 93040
- 93040 Credit Card Debt
-
- The estimated average credit card debt for 93040 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 93040
93040 Credit Scores
- Credit Scores in 93040
-
- Residents of 93040 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 93040 (Piru, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 93040 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 93040 [4]
-
- 93040 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 93040 (Piru, CA)
Recent credit card complaints originating from consumers in 93040, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 93040
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
3 |
| Incorrect information on your report |
3 |
| Attempts to collect debt not owed |
2 |
| Problem with a credit reporting company's investigation |
2 |
* Total 2021 - 2024 (current)
Additional information about California
About 93040
93040 is associated with the city of Piru, which is located in Ventura County in the state of California. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
