Comprehensive Local Credit Card Guide

Credit Cards in 93313 (Bakersfield, CA)

Credit Card Debt in 93313

^ Average credit card debt in 93313 is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in 93313

^ Based on overall California data, the credit card delinquency rate in Bakersfield is approximately 0.5%. ^[2]

Credit Scores in 93313

^ The average credit score in Bakersfield is approximately 701, based on collective California data. ^[3]

Credit Card & Personal Finance Statistics in 93313

Credit Card Debt in 93313

93313 Credit Card Debt
- The estimated average credit card debt for 93313 residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 93313

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93313 Credit Scores

Credit Scores in 93313
- Residents of 93313 (CA) have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More 93313 (Bakersfield, CA) Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Cardholders in 93313 who are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in 93313 ^[4]
- 93313 (California) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 93313 (Bakersfield, CA)

Recent credit card complaints originating from consumers in 93313, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 93313

Complaint Issue	Number of Complaints*
Incorrect information on your report	1410
Improper use of your report	223
Problem with a credit reporting company's investigation	115
Problem with a company's investigation into an existing problem	101
Attempts to collect debt not owed	62
Other	156

* Total 2021 - 2024 (current)

Additional information about California

About 93313

93313 is associated with the city of Bakersfield, which is located in Kern County in the state of California. ^[6]

93313 Credit Cards

For more information about 93313 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in California

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 93313

6. ^ United States Census Bureau