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Comprehensive Local Credit Card Guide

Credit Cards in 94019 (Half Moon Bay, CA)

Credit Card Debt in 94019

^ Average credit card debt in 94019 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 94019

^ Based on overall California data, the credit card delinquency rate in Half Moon Bay is approximately 0.5%. [2]

Credit Scores in 94019

^ The average credit score in Half Moon Bay is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 94019

Credit Card Debt in 94019


  • 94019 Credit Card Debt
    • The estimated average credit card debt for 94019 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 94019


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94019 Credit Scores


  • Credit Scores in 94019
    • Residents of 94019 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 94019 (Half Moon Bay, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 94019 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 94019 [4]
    • 94019 (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 94019 (Half Moon Bay, CA)

Recent credit card complaints originating from consumers in 94019, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 94019

Complaint Issue Number of Complaints*
Incorrect information on your report 7
Trouble during payment process 6
Getting a credit card 3
Managing an account 3
Problem with a company's investigation into an existing problem 3
Other 25
* Total 2021 - 2024 (current)

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Additional information about California

About 94019

94019 is associated with the city of Half Moon Bay, which is located in San Mateo County in the state of California. [6]

CA Credit Cards

94019 Credit Cards

For more information about 94019 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in California


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Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 94019

6. ^ United States Census Bureau