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Comprehensive Local Credit Card Guide

Credit Cards in 95296 (Stockton, CA)

Credit Card Debt in 95296

^ Average credit card debt in 95296 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 95296

^ Based on overall California data, the credit card delinquency rate in Stockton is approximately 0.5%. [2]

Credit Scores in 95296

^ The average credit score in Stockton is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 95296

Credit Card Debt in 95296


  • 95296 Credit Card Debt
    • The estimated average credit card debt for 95296 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 95296


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95296 Credit Scores


  • Credit Scores in 95296
    • Residents of 95296 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 95296 (Stockton, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 95296 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 95296 [4]
    • 95296 (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 95296 (Stockton, CA)

Recent credit card complaints originating from consumers in 95296, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 95296

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about California

About 95296

95296 is associated with the city of Stockton, which is located in San Joaquin County in the state of California. [6]

CA Credit Cards

95296 Credit Cards

For more information about 95296 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 95296

6. ^ United States Census Bureau