Credit Card & Personal Finance Statistics in 95472
Credit Card Debt in 95472
- 95472 Credit Card Debt
-
- The estimated average credit card debt for 95472 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 95472
95472 Credit Scores
- Credit Scores in 95472
-
- Residents of 95472 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 95472 (Sebastopol, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 95472 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 95472 [4]
-
- 95472 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 95472 (Sebastopol, CA)
Recent credit card complaints originating from consumers in 95472, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 95472
| Complaint Issue |
Number of Complaints* |
| Problem with a credit reporting company's investigation |
15 |
| Incorrect information on your report |
13 |
| Improper use of your report |
4 |
| Trouble during payment process |
4 |
| Applying for a mortgage or refinancing an existing mortgage |
3 |
| Other |
43 |
* Total 2021 - 2024 (current)
Additional information about California
About 95472
95472 is associated with the city of Sebastopol, which is located in Sonoma County in the state of California. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
