Comprehensive Local Credit Card Guide

Credit Cards in 80107 (Elizabeth, CO)

Credit Card Debt in 80107

^ Average credit card debt in 80107 is approximately $5,625, based on overall Colorado data. ^[1]

Credit Card Delinquency in 80107

^ Based on overall Colorado data, the credit card delinquency rate in Elizabeth is approximately 0.45%. ^[2]

Credit Scores in 80107

^ The average credit score in Elizabeth is approximately 713, based on collective Colorado data. ^[3]

Credit Card & Personal Finance Statistics in 80107

Credit Card Debt in 80107

80107 Credit Card Debt
- The estimated average credit card debt for 80107 residents is $5,625. ^[1]
- Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
- Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 80107

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80107 Credit Scores

Credit Scores in 80107
- Residents of 80107 (CO) have an estimated average credit score of 713. ^[3]
- The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
- Colorado collectively ranks 12th in the U.S. in average credit score of residents. ^[3]

More 80107 (Elizabeth, CO) Credit Stats

Credit card delinquency rates in Colorado ^[2]
- Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.

Cardholders in 80107 who are more than 90 days late on payments
- Colorado Rate: 0.45%
- National Average: 0.57%

Statute of limitations for credit card debt in 80107 ^[4]
- 80107 (Colorado) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 80107 (Elizabeth, CO)

Recent credit card complaints originating from consumers in 80107, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 80107

Complaint Issue	Number of Complaints*
Unable to get your credit report or credit score	21
Improper use of your report	14
Incorrect information on your report	10
Problem with a credit reporting company's investigation	8
Attempts to collect debt not owed	4
Other	15

* Total 2021 - 2024 (current)

Additional information about Colorado

About 80107

80107 is associated with the city of Elizabeth, which is located in Elbert County in the state of Colorado. ^[6]

80107 Credit Cards

For more information about 80107 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Colorado

Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 80107

6. ^ United States Census Bureau