Comprehensive Local Credit Card Guide

Credit Cards in 80207 (Denver, CO)

Credit Card Debt in 80207

^ Average credit card debt in 80207 is approximately $5,625, based on overall Colorado data. ^[1]

Credit Card Delinquency in 80207

^ Based on overall Colorado data, the credit card delinquency rate in Denver is approximately 0.45%. ^[2]

Credit Scores in 80207

^ The average credit score in Denver is approximately 713, based on collective Colorado data. ^[3]

Credit Card & Personal Finance Statistics in 80207

Credit Card Debt in 80207

80207 Credit Card Debt
- The estimated average credit card debt for 80207 residents is $5,625. ^[1]
- Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
- Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 80207

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80207 Credit Scores

Credit Scores in 80207
- Residents of 80207 (CO) have an estimated average credit score of 713. ^[3]
- The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
- Colorado collectively ranks 12th in the U.S. in average credit score of residents. ^[3]

More 80207 (Denver, CO) Credit Stats

Credit card delinquency rates in Colorado ^[2]
- Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.

Cardholders in 80207 who are more than 90 days late on payments
- Colorado Rate: 0.45%
- National Average: 0.57%

Statute of limitations for credit card debt in 80207 ^[4]
- 80207 (Colorado) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 80207 (Denver, CO)

Recent credit card complaints originating from consumers in 80207, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 80207

Complaint Issue	Number of Complaints*
Incorrect information on your report	111
Improper use of your report	58
Problem with a credit reporting company's investigation	53
Problem with a company's investigation into an existing problem	23
Problem with a purchase shown on your statement	9
Other	86

* Total 2021 - 2024 (current)

Additional information about Colorado

About 80207

80207 is associated with the city of Denver, which is located in Denver County in the state of Colorado. ^[6]

80207 Credit Cards

For more information about 80207 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Colorado

Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 80207

6. ^ United States Census Bureau