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Comprehensive Local Credit Card Guide

Credit Cards in 80238 (Denver, CO)

Credit Card Debt in 80238

^ Average credit card debt in 80238 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 80238

^ Based on overall Colorado data, the credit card delinquency rate in Denver is approximately 0.45%. [2]

Credit Scores in 80238

^ The average credit score in Denver is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 80238

Credit Card Debt in 80238


  • 80238 Credit Card Debt
    • The estimated average credit card debt for 80238 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 80238


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80238 Credit Scores


  • Credit Scores in 80238
    • Residents of 80238 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 80238 (Denver, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 80238 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 80238 [4]
    • 80238 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 80238 (Denver, CO)

Recent credit card complaints originating from consumers in 80238, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 80238

Complaint Issue Number of Complaints*
Improper use of your report 53
Incorrect information on your report 44
Problem with a credit reporting company's investigation 16
Trouble during payment process 10
False statements or representation 9
Other 86
* Total 2021 - 2024 (current)

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Additional information about Colorado

About 80238

80238 is associated with the city of Denver, which is located in Denver County in the state of Colorado. [6]

CO Credit Cards

80238 Credit Cards

For more information about 80238 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Colorado


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Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 80238

6. ^ United States Census Bureau