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Comprehensive Local Credit Card Guide

Credit Cards in 80916 (Colorado Springs, CO)

Credit Card Debt in 80916

^ Average credit card debt in 80916 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 80916

^ Based on overall Colorado data, the credit card delinquency rate in Colorado Springs is approximately 0.45%. [2]

Credit Scores in 80916

^ The average credit score in Colorado Springs is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 80916

Credit Card Debt in 80916


  • 80916 Credit Card Debt
    • The estimated average credit card debt for 80916 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 80916


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80916 Credit Scores


  • Credit Scores in 80916
    • Residents of 80916 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 80916 (Colorado Springs, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 80916 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 80916 [4]
    • 80916 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 80916 (Colorado Springs, CO)

Recent credit card complaints originating from consumers in 80916, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 80916

Complaint Issue Number of Complaints*
Improper use of your report 121
Incorrect information on your report 118
Problem with a credit reporting company's investigation 60
Problem with a company's investigation into an existing problem 16
Managing an account 11
Other 107
* Total 2021 - 2024 (current)

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Additional information about Colorado

About 80916

80916 is associated with the city of Colorado Springs, which is located in El Paso County in the state of Colorado. [6]

CO Credit Cards

80916 Credit Cards

For more information about 80916 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Colorado


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Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 80916

6. ^ United States Census Bureau