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Comprehensive Local Credit Card Guide

Credit Cards in 81135 (Homelake, CO)

Credit Card Debt in 81135

^ Average credit card debt in 81135 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 81135

^ Based on overall Colorado data, the credit card delinquency rate in Homelake is approximately 0.45%. [2]

Credit Scores in 81135

^ The average credit score in Homelake is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 81135

Credit Card Debt in 81135


  • 81135 Credit Card Debt
    • The estimated average credit card debt for 81135 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 81135


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81135 Credit Scores


  • Credit Scores in 81135
    • Residents of 81135 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 81135 (Homelake, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 81135 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 81135 [4]
    • 81135 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 81135 (Homelake, CO)

Recent credit card complaints originating from consumers in 81135, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 81135

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Colorado

About 81135

81135 is associated with the city of Homelake, which is located in Rio Grande County in the state of Colorado. [6]

CO Credit Cards

81135 Credit Cards

For more information about 81135 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Colorado


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Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 81135

6. ^ United States Census Bureau