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Comprehensive Local Credit Card Guide

Credit Cards in 81403 (Montrose, CO)

Credit Card Debt in 81403

^ Average credit card debt in 81403 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 81403

^ Based on overall Colorado data, the credit card delinquency rate in Montrose is approximately 0.45%. [2]

Credit Scores in 81403

^ The average credit score in Montrose is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 81403

Credit Card Debt in 81403


  • 81403 Credit Card Debt
    • The estimated average credit card debt for 81403 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 81403


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81403 Credit Scores


  • Credit Scores in 81403
    • Residents of 81403 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 81403 (Montrose, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 81403 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 81403 [4]
    • 81403 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 81403 (Montrose, CO)

Recent credit card complaints originating from consumers in 81403, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 81403

Complaint Issue Number of Complaints*
Incorrect information on your report 3
False statements or representation 1
Problem with a company's investigation into an existing problem 1
* Total 2021 - 2024 (current)

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Additional information about Colorado

About 81403

81403 is associated with the city of Montrose, which is located in Montrose County in the state of Colorado. [6]

CO Credit Cards

81403 Credit Cards

For more information about 81403 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Colorado


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Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 81403

6. ^ United States Census Bureau