Comprehensive Local Credit Card Guide

Credit Cards in 81504 (Grand Junction, CO)

Credit Card Debt in 81504

^ Average credit card debt in 81504 is approximately $5,625, based on overall Colorado data. ^[1]

Credit Card Delinquency in 81504

^ Based on overall Colorado data, the credit card delinquency rate in Grand Junction is approximately 0.45%. ^[2]

Credit Scores in 81504

^ The average credit score in Grand Junction is approximately 713, based on collective Colorado data. ^[3]

Credit Card & Personal Finance Statistics in 81504

Credit Card Debt in 81504

81504 Credit Card Debt
- The estimated average credit card debt for 81504 residents is $5,625. ^[1]
- Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
- Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 81504

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81504 Credit Scores

Credit Scores in 81504
- Residents of 81504 (CO) have an estimated average credit score of 713. ^[3]
- The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
- Colorado collectively ranks 12th in the U.S. in average credit score of residents. ^[3]

More 81504 (Grand Junction, CO) Credit Stats

Credit card delinquency rates in Colorado ^[2]
- Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.

Cardholders in 81504 who are more than 90 days late on payments
- Colorado Rate: 0.45%
- National Average: 0.57%

Statute of limitations for credit card debt in 81504 ^[4]
- 81504 (Colorado) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 81504 (Grand Junction, CO)

Recent credit card complaints originating from consumers in 81504, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 81504

Complaint Issue	Number of Complaints*
Improper use of your report	15
Incorrect information on your report	8
Applying for a mortgage or refinancing an existing mortgage	6
Struggling to pay mortgage	6
Problem with a lender or other company charging your account	5
Other	24

* Total 2021 - 2024 (current)

Additional information about Colorado

About 81504

81504 is associated with the city of Grand Junction, which is located in Mesa County in the state of Colorado. ^[6]

81504 Credit Cards

For more information about 81504 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Colorado

Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau