Comprehensive Local Credit Card Guide

Credit Cards in 19720 (New Castle, DE)

Credit Card Debt in 19720

^ Average credit card debt in 19720 is approximately $5,234, based on overall Delaware data. ^[1]

Credit Card Delinquency in 19720

^ Based on overall Delaware data, the credit card delinquency rate in New Castle is approximately 0.65%. ^[2]

Credit Scores in 19720

^ The average credit score in New Castle is approximately 694, based on collective Delaware data. ^[3]

Credit Card & Personal Finance Statistics in 19720

Credit Card Debt in 19720

19720 Credit Card Debt
- The estimated average credit card debt for 19720 residents is $5,234. ^[1]
- Average credit card debt amount in Delaware (all cities) is 5% greater than the national average of $4,965.
- Collectively, Delaware cities rank 13th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 19720

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

19720 Credit Scores

Credit Scores in 19720
- Residents of 19720 (DE) have an estimated average credit score of 694. ^[3]
- The average credit score in Delaware (all cities) is 0.29% less than the national average score of 696.
- Delaware collectively ranks 34th in the U.S. in average credit score of residents. ^[3]

More 19720 (New Castle, DE) Credit Stats

Credit card delinquency rates in Delaware ^[2]
- Delaware residents (all cities) rank 15th in the U.S. with a rate that is 14% greater than the national average of 0.57%.

Cardholders in 19720 who are more than 90 days late on payments
- Delaware Rate: 0.65%
- National Average: 0.57%

Statute of limitations for credit card debt in 19720 ^[4]
- 19720 (Delaware) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 19720 (New Castle, DE)

Recent credit card complaints originating from consumers in 19720, DE. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 19720

Complaint Issue	Number of Complaints*
Incorrect information on your report	1261
Improper use of your report	686
Problem with a company's investigation into an existing problem	298
Problem with a credit reporting company's investigation	241
Attempts to collect debt not owed	97
Other	306

* Total 2021 - 2024 (current)

Additional information about Delaware

About 19720

19720 is associated with the city of New Castle, which is located in New Castle County in the state of Delaware. ^[6]

19720 Credit Cards

For more information about 19720 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Delaware

Cities in DE

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Delaware State Legislature

5. ^ Consumer financial complaints in 19720

6. ^ United States Census Bureau