Comprehensive Local Credit Card Guide

Credit Cards in 19734 (Townsend, DE)

Credit Card Debt in 19734

^ Average credit card debt in 19734 is approximately $5,234, based on overall Delaware data. ^[1]

Credit Card Delinquency in 19734

^ Based on overall Delaware data, the credit card delinquency rate in Townsend is approximately 0.65%. ^[2]

Credit Scores in 19734

^ The average credit score in Townsend is approximately 694, based on collective Delaware data. ^[3]

Credit Card & Personal Finance Statistics in 19734

Credit Card Debt in 19734

19734 Credit Card Debt
- The estimated average credit card debt for 19734 residents is $5,234. ^[1]
- Average credit card debt amount in Delaware (all cities) is 5% greater than the national average of $4,965.
- Collectively, Delaware cities rank 13th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 19734

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19734 Credit Scores

Credit Scores in 19734
- Residents of 19734 (DE) have an estimated average credit score of 694. ^[3]
- The average credit score in Delaware (all cities) is 0.29% less than the national average score of 696.
- Delaware collectively ranks 34th in the U.S. in average credit score of residents. ^[3]

More 19734 (Townsend, DE) Credit Stats

Credit card delinquency rates in Delaware ^[2]
- Delaware residents (all cities) rank 15th in the U.S. with a rate that is 14% greater than the national average of 0.57%.

Cardholders in 19734 who are more than 90 days late on payments
- Delaware Rate: 0.65%
- National Average: 0.57%

Statute of limitations for credit card debt in 19734 ^[4]
- 19734 (Delaware) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 19734 (Townsend, DE)

Recent credit card complaints originating from consumers in 19734, DE. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 19734

Complaint Issue	Number of Complaints*
Incorrect information on your report	207
Problem with a company's investigation into an existing problem	106
Improper use of your report	57
Problem with a credit reporting company's investigation	17
Advertising and marketing, including promotional offers	8
Other	31

* Total 2021 - 2024 (current)

Additional information about Delaware

About 19734

19734 is associated with the city of Townsend, which is located in New Castle County in the state of Delaware. ^[6]

19734 Credit Cards

For more information about 19734 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Delaware

Cities in DE

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Delaware State Legislature

5. ^ Consumer financial complaints in 19734

6. ^ United States Census Bureau