Comprehensive Local Credit Card Guide

Credit Cards in 19807 (Wilmington, DE)

Credit Card Debt in 19807

^ Average credit card debt in 19807 is approximately $5,234, based on overall Delaware data. ^[1]

Credit Card Delinquency in 19807

^ Based on overall Delaware data, the credit card delinquency rate in Wilmington is approximately 0.65%. ^[2]

Credit Scores in 19807

^ The average credit score in Wilmington is approximately 694, based on collective Delaware data. ^[3]

Credit Card & Personal Finance Statistics in 19807

Credit Card Debt in 19807

19807 Credit Card Debt
- The estimated average credit card debt for 19807 residents is $5,234. ^[1]
- Average credit card debt amount in Delaware (all cities) is 5% greater than the national average of $4,965.
- Collectively, Delaware cities rank 13th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 19807

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19807 Credit Scores

Credit Scores in 19807
- Residents of 19807 (DE) have an estimated average credit score of 694. ^[3]
- The average credit score in Delaware (all cities) is 0.29% less than the national average score of 696.
- Delaware collectively ranks 34th in the U.S. in average credit score of residents. ^[3]

More 19807 (Wilmington, DE) Credit Stats

Credit card delinquency rates in Delaware ^[2]
- Delaware residents (all cities) rank 15th in the U.S. with a rate that is 14% greater than the national average of 0.57%.

Cardholders in 19807 who are more than 90 days late on payments
- Delaware Rate: 0.65%
- National Average: 0.57%

Statute of limitations for credit card debt in 19807 ^[4]
- 19807 (Delaware) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 19807 (Wilmington, DE)

Recent credit card complaints originating from consumers in 19807, DE. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 19807

Complaint Issue	Number of Complaints*
Incorrect information on your report	17
Problem with a credit reporting company's investigation	9
Improper use of your report	7
Problem with a company's investigation into an existing problem	5
Trouble during payment process	4
Other	10

* Total 2021 - 2024 (current)

Additional information about Delaware

About 19807

19807 is associated with the city of Wilmington, which is located in New Castle County in the state of Delaware. ^[6]

19807 Credit Cards

For more information about 19807 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Delaware

Cities in DE

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Delaware State Legislature

5. ^ Consumer financial complaints in 19807

6. ^ United States Census Bureau