Comprehensive Local Credit Card Guide

Credit Cards in 32054 (Lake Butler, FL)

Credit Card Debt in 32054

^ Average credit card debt in 32054 is approximately $4,861, based on overall Florida data. ^[1]

Credit Card Delinquency in 32054

^ Based on overall Florida data, the credit card delinquency rate in Lake Butler is approximately 0.68%. ^[2]

Credit Scores in 32054

^ The average credit score in Lake Butler is approximately 683, based on collective Florida data. ^[3]

Credit Card & Personal Finance Statistics in 32054

Credit Card Debt in 32054

32054 Credit Card Debt
- The estimated average credit card debt for 32054 residents is $4,861. ^[1]
- Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965.
- Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 32054

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

32054 Credit Scores

Credit Scores in 32054
- Residents of 32054 (FL) have an estimated average credit score of 683. ^[3]
- The average credit score in Florida (all cities) is 1.87% less than the national average score of 696.
- Florida collectively ranks 41st in the U.S. in average credit score of residents. ^[3]

More 32054 (Lake Butler, FL) Credit Stats

Credit card delinquency rates in Florida ^[2]
- Florida residents (all cities) rank 10th in the U.S. with a rate that is 19% greater than the national average of 0.57%.

Cardholders in 32054 who are more than 90 days late on payments
- Florida Rate: 0.68%
- National Average: 0.57%

Statute of limitations for credit card debt in 32054 ^[4]
- 32054 (Florida) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 32054 (Lake Butler, FL)

Recent credit card complaints originating from consumers in 32054, FL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 32054

Complaint Issue	Number of Complaints*
Problem with a company's investigation into an existing problem	10
Improper use of your report	8
Incorrect information on your report	3
Managing an account	2
Problem with a credit reporting company's investigation	2
Other	2

* Total 2021 - 2024 (current)

Additional information about Florida

About 32054

32054 is associated with the city of Lake Butler, which is located in Union County in the state of Florida. ^[6]

32054 Credit Cards

For more information about 32054 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Florida

Cities in FL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Florida State Legislature

5. ^ Consumer financial complaints in 32054

6. ^ United States Census Bureau