Comprehensive Local Credit Card Guide

Credit Cards in 32505 (Pensacola, FL)

Credit Card Debt in 32505

^ Average credit card debt in 32505 is approximately $4,861, based on overall Florida data. ^[1]

Credit Card Delinquency in 32505

^ Based on overall Florida data, the credit card delinquency rate in Pensacola is approximately 0.68%. ^[2]

Credit Scores in 32505

^ The average credit score in Pensacola is approximately 683, based on collective Florida data. ^[3]

Credit Card & Personal Finance Statistics in 32505

Credit Card Debt in 32505

32505 Credit Card Debt
- The estimated average credit card debt for 32505 residents is $4,861. ^[1]
- Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965.
- Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 32505

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32505 Credit Scores

Credit Scores in 32505
- Residents of 32505 (FL) have an estimated average credit score of 683. ^[3]
- The average credit score in Florida (all cities) is 1.87% less than the national average score of 696.
- Florida collectively ranks 41st in the U.S. in average credit score of residents. ^[3]

More 32505 (Pensacola, FL) Credit Stats

Credit card delinquency rates in Florida ^[2]
- Florida residents (all cities) rank 10th in the U.S. with a rate that is 19% greater than the national average of 0.57%.

Cardholders in 32505 who are more than 90 days late on payments
- Florida Rate: 0.68%
- National Average: 0.57%

Statute of limitations for credit card debt in 32505 ^[4]
- 32505 (Florida) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 32505 (Pensacola, FL)

Recent credit card complaints originating from consumers in 32505, FL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 32505

Complaint Issue	Number of Complaints*
Incorrect information on your report	313
Improper use of your report	236
Problem with a credit reporting company's investigation	64
Problem with a company's investigation into an existing problem	35
Attempts to collect debt not owed	24
Other	83

* Total 2021 - 2024 (current)

Additional information about Florida

About 32505

32505 is associated with the city of Pensacola, which is located in Escambia County in the state of Florida. ^[6]

32505 Credit Cards

For more information about 32505 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Florida

Cities in FL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Florida State Legislature

5. ^ Consumer financial complaints in 32505

6. ^ United States Census Bureau