Comprehensive Local Credit Card Guide

Credit Cards in 32904 (Melbourne, FL)

Credit Card Debt in 32904

^ Average credit card debt in 32904 is approximately $4,861, based on overall Florida data. ^[1]

Credit Card Delinquency in 32904

^ Based on overall Florida data, the credit card delinquency rate in Melbourne is approximately 0.68%. ^[2]

Credit Scores in 32904

^ The average credit score in Melbourne is approximately 683, based on collective Florida data. ^[3]

Credit Card & Personal Finance Statistics in 32904

Credit Card Debt in 32904

32904 Credit Card Debt
- The estimated average credit card debt for 32904 residents is $4,861. ^[1]
- Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965.
- Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 32904

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32904 Credit Scores

Credit Scores in 32904
- Residents of 32904 (FL) have an estimated average credit score of 683. ^[3]
- The average credit score in Florida (all cities) is 1.87% less than the national average score of 696.
- Florida collectively ranks 41st in the U.S. in average credit score of residents. ^[3]

More 32904 (Melbourne, FL) Credit Stats

Credit card delinquency rates in Florida ^[2]
- Florida residents (all cities) rank 10th in the U.S. with a rate that is 19% greater than the national average of 0.57%.

Cardholders in 32904 who are more than 90 days late on payments
- Florida Rate: 0.68%
- National Average: 0.57%

Statute of limitations for credit card debt in 32904 ^[4]
- 32904 (Florida) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 32904 (Melbourne, FL)

Recent credit card complaints originating from consumers in 32904, FL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 32904

Complaint Issue	Number of Complaints*
Incorrect information on your report	382
Improper use of your report	221
Problem with a company's investigation into an existing problem	100
Problem with a credit reporting company's investigation	77
Attempts to collect debt not owed	16
Other	104

* Total 2021 - 2024 (current)

Additional information about Florida

About 32904

32904 is associated with the city of Melbourne, which is located in Brevard County in the state of Florida. ^[6]

32904 Credit Cards

For more information about 32904 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Florida

Cities in FL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Florida State Legislature

5. ^ Consumer financial complaints in 32904

6. ^ United States Census Bureau