Comprehensive Local Credit Card Guide

Credit Cards in 33445 (Delray Beach, FL)

Credit Card Debt in 33445

^ Average credit card debt in 33445 is approximately $4,861, based on overall Florida data. ^[1]

Credit Card Delinquency in 33445

^ Based on overall Florida data, the credit card delinquency rate in Delray Beach is approximately 0.68%. ^[2]

Credit Scores in 33445

^ The average credit score in Delray Beach is approximately 683, based on collective Florida data. ^[3]

Credit Card & Personal Finance Statistics in 33445

Credit Card Debt in 33445

33445 Credit Card Debt
- The estimated average credit card debt for 33445 residents is $4,861. ^[1]
- Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965.
- Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 33445

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33445 Credit Scores

Credit Scores in 33445
- Residents of 33445 (FL) have an estimated average credit score of 683. ^[3]
- The average credit score in Florida (all cities) is 1.87% less than the national average score of 696.
- Florida collectively ranks 41st in the U.S. in average credit score of residents. ^[3]

More 33445 (Delray Beach, FL) Credit Stats

Credit card delinquency rates in Florida ^[2]
- Florida residents (all cities) rank 10th in the U.S. with a rate that is 19% greater than the national average of 0.57%.

Cardholders in 33445 who are more than 90 days late on payments
- Florida Rate: 0.68%
- National Average: 0.57%

Statute of limitations for credit card debt in 33445 ^[4]
- 33445 (Florida) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 33445 (Delray Beach, FL)

Recent credit card complaints originating from consumers in 33445, FL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 33445

Complaint Issue	Number of Complaints*
Incorrect information on your report	682
Improper use of your report	448
Problem with a company's investigation into an existing problem	117
Problem with a credit reporting company's investigation	98
Attempts to collect debt not owed	44
Other	128

* Total 2021 - 2024 (current)

Additional information about Florida

About 33445

33445 is associated with the city of Delray Beach, which is located in Palm Beach County in the state of Florida. ^[6]

33445 Credit Cards

For more information about 33445 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Florida

Cities in FL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Florida State Legislature

5. ^ Consumer financial complaints in 33445

6. ^ United States Census Bureau