Comprehensive Local Credit Card Guide

Credit Cards in 83642 (Meridian, ID)

Credit Card Debt in 83642

^ Average credit card debt in 83642 is approximately $4,549, based on overall Idaho data. ^[1]

Credit Card Delinquency in 83642

^ Based on overall Idaho data, the credit card delinquency rate in Meridian is approximately 0.48%. ^[2]

Credit Scores in 83642

^ The average credit score in Meridian is approximately 705, based on collective Idaho data. ^[3]

Credit Card & Personal Finance Statistics in 83642

Credit Card Debt in 83642

83642 Credit Card Debt
- The estimated average credit card debt for 83642 residents is $4,549. ^[1]
- Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
- Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 83642

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83642 Credit Scores

Credit Scores in 83642
- Residents of 83642 (ID) have an estimated average credit score of 705. ^[3]
- The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
- Idaho collectively ranks 23rd in the U.S. in average credit score of residents. ^[3]

More 83642 (Meridian, ID) Credit Stats

Credit card delinquency rates in Idaho ^[2]
- Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.

Cardholders in 83642 who are more than 90 days late on payments
- Idaho Rate: 0.48%
- National Average: 0.57%

Statute of limitations for credit card debt in 83642 ^[4]
- 83642 (Idaho) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 83642 (Meridian, ID)

Recent credit card complaints originating from consumers in 83642, ID. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 83642

Complaint Issue	Number of Complaints*
Incorrect information on your report	145
Problem with a company's investigation into an existing problem	60
Improper use of your report	48
Problem with a credit reporting company's investigation	29
Written notification about debt	20
Other	111

* Total 2021 - 2024 (current)

Additional information about Idaho

About 83642

83642 is associated with the city of Meridian, which is located in Ada County in the state of Idaho. ^[6]

83642 Credit Cards

For more information about 83642 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Idaho

Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer financial complaints in 83642

6. ^ United States Census Bureau