Comprehensive Local Credit Card Guide

Credit Cards in 83211 (American Falls, ID)

Credit Card Debt in 83211

^ Average credit card debt in 83211 is approximately $4,549, based on overall Idaho data. ^[1]

Credit Card Delinquency in 83211

^ Based on overall Idaho data, the credit card delinquency rate in American Falls is approximately 0.48%. ^[2]

Credit Scores in 83211

^ The average credit score in American Falls is approximately 705, based on collective Idaho data. ^[3]

Credit Card & Personal Finance Statistics in 83211

Credit Card Debt in 83211

83211 Credit Card Debt
- The estimated average credit card debt for 83211 residents is $4,549. ^[1]
- Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
- Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 83211

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83211 Credit Scores

Credit Scores in 83211
- Residents of 83211 (ID) have an estimated average credit score of 705. ^[3]
- The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
- Idaho collectively ranks 23rd in the U.S. in average credit score of residents. ^[3]

More 83211 (American Falls, ID) Credit Stats

Credit card delinquency rates in Idaho ^[2]
- Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.

Cardholders in 83211 who are more than 90 days late on payments
- Idaho Rate: 0.48%
- National Average: 0.57%

Statute of limitations for credit card debt in 83211 ^[4]
- 83211 (Idaho) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 83211 (American Falls, ID)

Recent credit card complaints originating from consumers in 83211, ID. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 83211

Complaint Issue	Number of Complaints*
Incorrect information on your report	3
Attempts to collect debt not owed	2
Applying for a mortgage or refinancing an existing mortgage	1
Closing your account	1

* Total 2021 - 2024 (current)

Additional information about Idaho

About 83211

83211 is associated with the city of American Falls, which is located in Power County in the state of Idaho. ^[6]

83211 Credit Cards

For more information about 83211 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Idaho

Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau