Comprehensive Local Credit Card Guide

Credit Cards in 83686 (Nampa, ID)

Credit Card Debt in 83686

^ Average credit card debt in 83686 is approximately $4,549, based on overall Idaho data. ^[1]

Credit Card Delinquency in 83686

^ Based on overall Idaho data, the credit card delinquency rate in Nampa is approximately 0.48%. ^[2]

Credit Scores in 83686

^ The average credit score in Nampa is approximately 705, based on collective Idaho data. ^[3]

Credit Card & Personal Finance Statistics in 83686

Credit Card Debt in 83686

83686 Credit Card Debt
- The estimated average credit card debt for 83686 residents is $4,549. ^[1]
- Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
- Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 83686

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83686 Credit Scores

Credit Scores in 83686
- Residents of 83686 (ID) have an estimated average credit score of 705. ^[3]
- The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
- Idaho collectively ranks 23rd in the U.S. in average credit score of residents. ^[3]

More 83686 (Nampa, ID) Credit Stats

Credit card delinquency rates in Idaho ^[2]
- Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.

Cardholders in 83686 who are more than 90 days late on payments
- Idaho Rate: 0.48%
- National Average: 0.57%

Statute of limitations for credit card debt in 83686 ^[4]
- 83686 (Idaho) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 83686 (Nampa, ID)

Recent credit card complaints originating from consumers in 83686, ID. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 83686

Complaint Issue	Number of Complaints*
Improper use of your report	27
Incorrect information on your report	24
Problem with a credit reporting company's investigation	16
Attempts to collect debt not owed	11
Problem when making payments	6
Other	63

* Total 2021 - 2024 (current)

Additional information about Idaho

About 83686

83686 is associated with the city of Nampa, which is located in Canyon County in the state of Idaho. ^[6]

83686 Credit Cards

For more information about 83686 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Idaho

Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer financial complaints in 83686

6. ^ United States Census Bureau